| | | | | | | | | | | | | | | . | | SEXY INCOME | | | *OUR NET WORTH* | | | | | | SAVING FUNDS :) | | | | . | | Date | Amount | Description | ASSETS | | THIS MONTH | DIFFERENCE | LAST MONTH | | Fund | Amount | As Of | | . | | 1st | $2,249.18 | Paycheck | Cash Savings | | $30,097.83 | $3,183.60 | $26,914.23 | | Fun Money | $148.00 | Nov 30th | | . | | 15th | $2,249.18 | Paycheck | Emergency Fund | | $10,000.00 | $0.00 | $10,000.00 | | Cash in Safe | $500.00 | Nov 30th | | . | | | | | Roth IRAs | | $18,027.04 | $2,540.44 | $15,486.60 | | In my Wallet | $3.00 | Nov 30th | | . | | | | | 401(K)s | | $109,020.19 | -$1,265.71 | $110,285.90 | | | | | | . | | TOTAL: | $4,498.36 | <--- Total | Autos Value (kbb) | | $13,530.00 | $50.00 | $13,480.00 | | | | | | . | | NOTES: | | | Home Value (Realtor) | | $300,000.00 | $0.00 | $300,000.00 | | TOTAL: | $651.00 | <--- SEXY! | | . | | - Dear friends | | | | | | | | | CREDIT CARDS | | | | . | | - Here is my most recent breakdown. | | | TOTAL | | $480,675.06 | $4,508.33 | $476,166.73 | | Billing Date | Amount Due | Card | | . | | - It gets updated the 1st week of each mo. | | | LIABILITIES | | | | | | November | $526.84 | J.Money's | | . | | - Please to enjoy! (and steal) | | | Credit Cards | | $0.00 | $0.00 | $0.00 | | November | $590.14 | House's | | . | | | | | Mortgages (1st + 2nd) | | $349,968.70 | $9.61 | $349,959.09 | | | | | | . | | | | | TOTAL | | $349,968.70 | $9.61 | $349,959.09 | | | | | | . | | | | | NET WORTH | | $130,706.36 | $4,498.72 | $126,207.64 | | | | | | . | | BUDGET: CHECK #1 | | | | BUDGET: CHECK #2 | | | | | BUDGET: HOUSE $$$ | | | | . | | Category | Budget | Actual | Difference | Category | Budget | Actual | Difference | | Category | Budget | Actual | | . | | Mortgage $$ | $838.24 | $838.24 | $0.00 | Mortgage $$ | $838.24 | $838.24 | $0.00 | | Mortgage #1 | $1,932.88 | $2,135.47 | | . | | House $$ | $200.00 | $200.00 | $0.00 | House $$ | $300.00 | $300.00 | $0.00 | | Mortgage #2 | $540.00 | $200.00 | | . | | J's Credit Card* | $661.13 | $516.15 | $144.98 | Insurance: all | $143.42 | $143.42 | $0.00 | | House C/C* | $600.00 | $590.14 | |
|
| | | | | | | | | | | | | | | . | | Cash Withdrawal | $100.00 | $100.00 | $0.00 | Insurance: life | $55.56 | $55.56 | $0.00 | | Homeowners | $127.00 | $127.00 | | . | | | | | | Cash Withdrawal | $100.00 | $249.18 | ($149.18) | | Electric | $94.85 | $147.00 | | . | | | | | | | | | | | Water (quarterly) | $81.75 | $0.00 | | . | | | | | | | | | | | | | | | . | | | | | | | | | | | | | | | . | | *paid off each month | | | | | | | | | *paid off each month | | | | . | | TOTAL: | $1,799.37 | $1,654.39 | $144.98 | TOTAL: | $1,437.22 | $1,586.40 | ($149.18) | | TOTAL: | $3,376.48 | $3,199.61 | | . | | Leftover: | | $594.79 | | Leftover: | | $662.78 | | | Leftover: | | $176.87 | | . | | | | | | | | | | | | | | | . | | | | | | | | | | | | | | | . | | Explanations: | | | | | | | | | Avg. Breakdown: J's credit card | | | | . | | ::Sexy Income - | | Place I put all income (paychecks, contract work, bonuses, etc.) | | | | | | | food | $128.00 | average | | . | | ::Saving Funds - | | Place I tally up all side accounts (fun funds, secret stashes, etc.) | | | | | | | gifts/charity | $50.00 | average | | . | | ::Credit Cards - | | Place I show all c/c bills, which corresponds to those already budgeted for. | | | | | | | random | $100.00 | average | | . | | ::Budget: Check #1 - | | Breakdown of all budgeted expenses for paycheck #1 (leftover color shows how well i did) | | | | | | | shopping | $100.00 | average | | . | | ::Budget: Check #2 - | | Breakdown of all budgeted expenses for paycheck #2 (leftover color shows how well i did) | | | | | | | transportation | $260.00 | average | | . | | ::Budget: House $$$ - | | Breakdown of all our "house" expenses (leftover color shows how well we did) | | | | | | | TOTAL: | $638.00 | | | . | | ::My Net Worth - | | Breakdown of all assets and liabilities to produce our financial snapshot. | | | | | | | | | | | . | | | | | | | | | | | Avg. Breakdown: "House" c/c | | | | . | | Avg. Breakdown: J's c/c - | | Breakdown of the expenses I put on my personal c/c (averaged as don't track every mo.) | | | | | | | groceries | $400.00 | average | |
|
| | | | | | | | | | | | | | | . | | Avg. Breakdown: "House" c/c - | | Breakdown of the expenses we put on our "house" c/c (averaged as don't track every mo.) | | | | | | | tv/phone/internet | $155.00 | average | | . | | | | | | | | | | | random | $45.00 | average | | . | | | | | | | | | | | TOTAL: | $600.00 | | |
|