| | | | | | | . | Age now | 30 | | | | | . | Salary | 40000 | | | | | . | | | | | | | . | Fund growth | 5% | | | | | . | | | | | | | . | | Kiwisaver | | Direct | | | . | | 4% | 8% | 4% | 8% | | . | Initial kickstart | 1,000 | 1,000 | 0 | 0 | | . | Employee contrib | 1,600 | 3,200 | 1,600 | 3,200 | | . | Tax credit | 1,043 | 1,043 | 0 | 0 | | . | | | | | | | . | 2007 | 3,683 | 5,323 | 1,640 | 3,280 | | . | 2008 | 6,960 | 10,322 | 3,362 | 6,724 | | . | 2009 | 10,811 | 15,981 | 5,170 | 10,340 | | . | 2010 | 15,264 | 22,333 | 7,069 | 14,137 | | . | 2011 | 20,350 | 29,412 | 9,062 | 18,124 | | . | | | | | | | . | Post 2011 payment | 4,323 | 5,963 | 1,640 | 3,280 | | . | | | | | | | . | 2042 | 398,239 | 555,410 | 157,172 | 314,343 | |
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| | | | | | | . | | | | | | | . | Eff. Rate | 8% | 7% | 5% | 5% | | . | Split KS/Direct | 555,410 | | | | | . | Advantage | 0 | | | | | . | | | | | | |
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