ulip vs mf mathematics


.		HDFC's UNIT LINKED ENDOWMENT PLAN																M U T U A L F U N D O N G O I N G S C H E M E
.										ULIP	MF
.	Mortality	Premium	charges	PAC	Risk Charges	Invested Amt	FMC	15% growth	Fund Value	Benefit to family on death	Benefit to family on death	Age	Entry Load		Invested Amt	Exp. Ratio	15% growth	Fund Value
.	2.0235	100000	70000	240	4917.11	24842.90	198.74	28340.77	28340.77			30	2250	90628.00	88378.00	1767.56	99602.01	99602.01
.	2.034	100000	70000	240	5088.37	24671.63	424.10	60476.55	60476.55			31	2250	90628.00	187980.01	3759.60	211853.47	211853.47
.	2.055	100000	1000	240	5216.67	93543.33	1232.16	175705.88	175705.88			32	2250	90628.00	300231.47	6004.63	338360.86	338360.86
.	2.097	100000	1000	240	5081.65	93678.35	2155.07	307313.53	307313.53			33	2250	90628.00	426738.86	8534.78	480934.70	480934.7
.	2.139	100000	1000	240	4901.92	93858.08	3209.37	457656.58	457656.58	2500000.00	3141615.41	34	2250	90628.00	569312.70	11386.25	641615.41	641615.41
.	2.202	100000	1000	240	4715.24	94044.76	4413.61	629380.89	629380.89			35	2250	90628.00	729993.41	14599.87	822702.57	822702.57
.	2.265	100000	1000	240	4461.19	94298.81	5789.44	825573.80	825573.80			36	2250	90628.00	911080.57	18221.61	1026787.81	1026787.81
.	2.349	100000	1000	240	4165.78	94594.22	7361.34	1049727.68	1049727.68			37	2250	90628.00	1115165.81	22303.32	1256791.87	1256791.87
.	2.4435	100000	1000	240	3785.65	94974.35	9157.62	1305876.08	1305876.08			38	2250	90628.00	1345169.87	26903.40	1516006.44	1516006.44
.	2.559	100000	1000	240	3309.10	95450.90	11210.62	1598633.81	1598633.81	2500000.00	4308141.26	39	2250	90628.00	1604384.44	32087.69	1808141.26	1808141.26
.	2.6355	100000	1000	240	2636.47	96123.53	13558.06	1933379.18	1933379.18			40	2250	90628.00	1896519.26	37930.39	2137377.21	2137377.21
.	2.832	100000	1000	240	1885.04	96874.96	16242.03	2316113.93	2316113.93			41	2250	90628.00	2225755.21	44515.10	2508426.12	2508426.12
.	2.958	100000	1000	240	0	98760	19318.99144	2754888.18	2754888.18			42	2250	90628.00	2596804.12	51936.08	2926598.24	2926598.24
.	3.105	100000	1000	240	0	98760	22829.19	3255441.84	3255441.84			43	2250	90628.00	3014976.24	60299.52	3397878.23	3397878.23
.	3.294	100000	1000	240	0	98760	26833.61	3826473.46	3826473.46	3826473.46	6429010.77	44	2250	90628.00	3486256.23	69725.12	3929010.77	3929010.77
.	3.5145	100000	1000	240	0	98760	31401.87	4477906.33	4477906.33			45	2250	90628	4017388.766	80347.77532	4527597.14	4527597.14
.	3.7875	100000	1000	240	0	98760	36613.33	5221060.95	5221060.95			46	2250	90628	4615975.139	92319.50278	5202203.98	5202203.98


.	4.0815	100000	1000	240	0	98760	42558.57	6068851.74	6068851.74			47	2250	90628	5290581.982	105811.6396	5962485.89	5962485.89
.	4.428	100000	1000	240	0	98760	49340.89	7036011.48	7036011.48			48	2250	90628	6050863.893	121017.2779	6819323.61	6819323.61
.	4.806	100000	1000	240	0	98760	57078.17	8139347.30	8139347.30	8139347.30	10284979.71	49	2250	90628	6907701.608	138154.0322	7784979.712	7784979.712
.	5.226	100000	1000	240	0	98760	65904.86	9398032.81	9398032.81			50	2250	90628	7873357.712	157467.1542	8873274.142	8873274.142
.	5.686	100000	1000	240	0	98760	75974.34	10833941.24	10833941.24			51	2250	90628	8961652.142	179233.0428	10099781.96	10099781.96
.	6.1815	100000	1000	240	0	98760	87461.61	12472025.57	12472025.57			52	2250	90628	10188159.96	203763.1993	11482056.28	11482056.28
.	6.717	100000	1000	240	0	98760	100566.28	14340752.18	14340752.18			53	2250	90628	11570434.28	231408.6856	13039879.43	13039879.43
.	7.2945	100000	1000	240	0	98760	115516.10	16472595.50	16472595.50	16472595.50	17295546.13	54	2250	90628	13128257.43	262565.1486	14795546.13	14795546.13
.	7.9035	100000	1000	240	0	98760	132570.84	18904602.35	18904602.35			55	2250	90628	14883924.13	297678.4825	16774182.49	16774182.49
.	8.5545	100000	1000	240	0	98760	152026.90	21679035.77	21679035.77			56	2250	90628	16862560.49	337251.2098	19004105.67	19004105.67
.	9.1635	100000	1000	240	0	98760	174222.37	24844109.41	24844109.41			57	2250	90628	19092483.67	381849.6735	21517229.1	21517229.1
.	9.804	100000	1000	240	0	98760	199542.96	28454825.43	28454825.43			58	2250	90628	21605607.1	432112.142	24349519.2	24349519.2
.	10.602	100000	1000	240	0	98760	228428.68	32573930.26	32573930.26	32573930.26	30041510.15	59	2250	90628	24437897.2	488757.944	27541510.15	27541510.15
.
.		PAC = Policy Administration Charges
.		FMC = Fund Management Charges
.		Exp. Ratio = Expense Ratio