.

The NERD KERF Budget

.

Please note these numbers of hypothetical! Also, please only copy and paste this into your own spreadsheet. Don't change the numbers here!!

.

.

MayAprilMarchFebruary

.

ININININ

.

$3000Paycheck$3000Paycheck$3000Paycheck$3000Paycheck

.

$200Magazine Article$200Magazine Article$126Freelance$2000Partner's Income

.

$2000Partner's Income$2000Partner's Income$2000Partner's Income

.

.

$5200 [1]$5200$5126$5000

.

.

OUTOUTOUTOUT

.

-$1200Rent/Mortgage-$1200Rent/Mortgage-$1200Rent/Mortgage-$1200Rent/Mortgage

.

-$1000Bills-$1000Bills-$1000Bills-$1000Bills

.

-$300Retirement-$300Retirement-$300Retirement-$300Retirement

.

-$200Auto-$200Auto-$200Auto-$200Auto

.

-$250Groceries-$250Groceries-$250Groceries-$250Groceries

.

-$500Ours-$500Ours-$500Ours-$500Ours

.

-$150Hers-$150Hers-$150Hers-$150Hers

.

-$150His-$150His-$150His-$150His

.

-$400 [2]Dentist

.

-$3750-$4150-$3750-$3750

.

.

SAVE$1450SAVE$1050SAVE$1376SAVE$1250

.

Save percent28%Save percent20%Save percent27% [3]Save percent25%

.

AVG percent25%AVG percent24%AVG percent26%AVG percent25%

.

Savings total$15126Savings total$13676Savings total$12626 [4]Savings total11250 [5]

.

.

.

*Hover over an orange corner for a comment*
[1] If your'e self employed like me, you might want to take out taxes from this number in a formula!
[2] Predict any one-time expenses, like a vacation or doctor's visit, here
[3] Note when you copy the columns, the formulas come with you so there's no need to worry about the details
[4] This box adds the previous month's savings balance to the amount you're saving this month
[5] In the above box you'd want to put your beginning balance of savings account