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1-Aug-20081-Sep-20081-Oct-20081-Nov-20081-Dec-20081-Jan-20091-Feb-20091-Mar-20091-Apr-20091-May-2009

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Total bank assets (net of provisions)1418.4143714221435.61456.614401462.21466.51480.31498.4

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% change1.31%-1.04%0.96%1.46%-1.14%1.54%0.29%0.94%1.22%

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Certificates of deposit held by banks76.964.153.646.647.132.737.239.442.353.1

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% change-16.64%-16.38%-13.06%1.07%-30.57%13.76%5.91%7.36%25.53%

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Bank deposits857.5871.3883.7906922.5905.7938956.4961.6972.4

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% change1.61%1.42%2.52%1.82%-1.82%3.57%1.96%0.54%1.12%

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Loans and advances (net of provisions)925956.7966.4978.9993.7995.7992995.4997.71003.6

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% change3.43%1.01%1.29%1.51%0.20%-0.37%0.34%0.23%0.59%

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Personal loans196.9200.5204.2209.7226.4207.2203.8202.7201.7207.6

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% change1.83%1.85%2.69%7.96%-8.48%-1.64%-0.54%-0.49%2.93%

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Letters of Credit143.5132.7122.9118115.4105.9106107.4111111.4

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% change-7.53%-7.39%-3.99%-2.20%-8.23%0.09%1.32%3.35%0.36%

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Total private funds (capital + reserves)158.7159.2157.8156.7153.6177182.4188.4196.9203.1

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% change0.32%-0.88%-0.70%-1.98%15.23%3.05%3.29%4.51%3.15%

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Specific provisions for NPLs (AEDbn)18.318.618.91919.720.420.921.822.322.9

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% change1.64%1.61%0.53%3.68%3.55%2.45%4.31%2.29%2.69%

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General provisions4.14.44.44.55.366.16.46.97.3

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% change7.32%0.00%2.27%17.78%13.21%1.67%4.92%7.81%5.80%

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Total investments126.5125.1118.4120119.7118.7116115.5114.8117.3

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% change-1.11%-5.36%1.35%-0.25%-0.84%-2.27%-0.43%-0.61%2.18%

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Capital Adequacy Ratio (percent)1313.316.2

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Loans to deposits (percent)107.87%109.80%109.36%108.05%107.72%109.94%105.76%104.08%103.75%103.21%

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Loans to deposits (AEDbn gap)-67.50-85.40-82.70-72.90-71.20-90.00-54.00-39.00-36.10-31.20

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Source:http://www.centralbank.ae/b-indicators.php

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Numbers shaded in gray are in-house calculations

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Numbers with white background are official figures