I OWE ___ FOR ___

What do you owe, to whom and why? Is it a debt of gratitude, of money, of love? That sweater you borrowed from a roommate and never gave back? Your student loans? A bet you made but lost lost? A knuckle-sandwich? Bullies, moms, best friends, governmental organizations, banks, hockey teams, politicians, teachers. . . we all are in some serious debt to them.

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